Phone Cards from Your Telephone Company

The underdog of phone cards

Although many telephone companies remain content to offer only local phone service, some have decided to make a foray into the area of low-cost prepaid long distance. These companies will offer a variety of options, including credit and debit phone cards that allow you to bill your bank account directly or charge calls to your home phone account. They may also offer prepaid cards that are often used by parents to allow their children to make calls within a certain budget. The prepaid cards typically fall into the no fee or low fee variety, as most telephone companies offer favorable domestic (in-country) long distance rates, but cannot always provide economical global long distance rates. Since connection fee phone cards are almost invariably of the international variety, there have only been few of these cards offered directly by telephone carriers within North America.

Telephone company calling cards are probably the most underutilized of the available options; one of the reasons being the structure of their product offering. In many cases, the calling cards offered by your telephone company are the credit / debit variety - thus, there must be additional layers of security to guard against identity theft or other abuses of your bank or long distance account. What this translates to for the consumer is having to enter additional digits when trying to use the card. Entering 20 to 30 digits in order to make a telephone call is daunting by itself, but it gets even more frustrating when an error occurs and you find yourself forced to hang up and start dialing again. Similarly, if you get a busy signal or have to leave a message, you may have no option but to painstakingly redial again later.

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So, there are definitely problems with phone cards offered by your telephone company directly, but there are convenience factors as well - the direct billing to your telephone account, a clearer understanding of fees (even if they are sometimes higher) and a record of your calls delivered to you at the end of the month that in most cases clearly indicates the time and duration of call, the location from which it was made, and other relevant information. If these factors are more important to you than rock-bottom rates, call your telephone company or long distance carrier and request more information on their phone card selection.